An Independent Magazine for the Second Act   ·   After Forty Feel
A Course · 10 Modules · 5 Hours

The Money Decade.

Everything that happens financially between 50 and 67 that nobody walked you through. The catch-up window, the Roth conversion year, the SECURE Act provisions, the Social Security claim-age math, the second-act career economics. Researched by a journalist, reviewed by a CFP.

$297 Lifetime access

30-day refund guarantee. If the course doesn't change at least one financial decision you make this year, full refund.

Important disclaimer This is research-led personal finance journalism, not financial advice. The course teaches you the frameworks and the math so you can have a more informed conversation with a fee-only fiduciary advisor (we recommend NAPFA's directory). We don't give specific investment recommendations. We don't manage your money. We don't take commissions from financial products.
What's inside

Ten modules. Five hours. Lifetime access.

01

The catch-up window math.

Why $7,500/yr extra at 50 isn't $7,500. Compound math from 50 to 67, the 401k vs IRA decision, the actual dollar-impact ranges.

32 min · video + calculator
02

The Roth conversion year.

The single most under-explained move in midlife. When to convert, how much, the tax-bracket math, the 5-year rule, the Medicare IRMAA trap.

38 min · video + decision tree
03

The SECURE Act provisions.

What changed in 2019, 2022, and the 2026 expanded catch-up. RMD age changes. 529-to-Roth rollovers. The provisions that matter most for women 50+.

28 min · video + reference sheet
04

Social Security claim-age math.

62 vs 67 vs 70. The break-even calculations. Spousal benefits. Survivor benefits. The case for delaying that nobody walks through clearly.

35 min · video + calculator
05

The HSA maxing strategy.

The triple-tax-advantaged account most women under-use. Maxing strategy, investing the balance, the retirement-medical-account trick.

22 min · video
06

Long-term care planning.

The conversation nobody wants to have but everyone needs to. LTC insurance vs self-insurance vs hybrid policies. The math at 55 vs 65.

30 min · video + decision framework
07

The second-act career economics.

Whether to pivot in your 50s, the financial runway math, the consulting alternative, the "phase-down" approach. How women who did it successfully structured the move.

36 min · video + financial runway calculator
08

The estate basics.

What every woman 50+ should have documented before age 60. Wills, powers of attorney, advance directives, beneficiary audits. The inventory template.

28 min · video + checklist + inventory PDF
09

Talking to your spouse (or yourself).

The financial conversations that get put off. Joint vs separate retirement strategy. Divorce-decade preparation. Widow's-decade preparation. The scripts.

26 min · video + conversation scripts
10

Finding the right advisor.

Fee-only vs commission-based. NAPFA-certified vs CFP vs RIA. The 7 questions to ask in the first meeting. When the right answer is "no advisor."

25 min · video + interview script + NAPFA directory walkthrough

The decade where compound math actually matters.

Five hours. Frameworks for the 7-10 most important financial decisions of your decade. Lifetime access, 30-day refund.

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