→ NEW: Hormone Age Calculator — 12 questions, 90 sec, personalized report (free)
No signup, no email, no upsell. Just the math your doctor and your advisor probably aren't running for you. All results are private to your browser — nothing leaves this page.
Based on the 10-year window framework (Hodis & Mack 2023). Estimates where you fall on the modern risk-benefit curve. Not medical advice — bring the result to a NAMS-certified clinician.
Identifies whether this year (or a year in the next 5) is likely your Roth conversion window. Saves $40-$200K over a lifetime if you catch it. Uses 2025 IRS tax brackets.
For married couples — runs the survivor-benefit math that most calculators skip. Identifies whether to claim at 62, 67 (FRA), or 70 for each spouse to maximize total household lifetime benefit.
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